Automotive Coverage

Insurance programs to protect your family

At The Shults Agency, our Specialists work with you to create an insurance program to protect your family, home, auto, and other valuable possessions at the most reasonable cost our carriers can provide.

Home & Renters Insurance

Get peace of mind knowing your covered

Get piece of mind knowing your home or possessions are covered before something happens. Find out how affordable home and renters insurance coverage can be.

Business Insurance

Protect your business and belongings

Often understanding Business insurance is complex but it doesn’t have to be. Obtaining the right type and amount of insurance for your business will help you avoid gaps in coverage where you need it most.

Bed & Breakfast Coverage

We take pride in our agency

Your Bed & Breakfast is a very special business to you and your guests. You have taken the time to make it both beautiful and comfortable. Along with these attributes you have a lot to protect and finding the right insurance is difficult.

What is an Independent Agent

Don't surrender choice!

Most of us take choice for granted. Independent agents aren’t held captive by one insurance carrier. We will tailor the best solution for you.

Defensive Driving Courses

Lower Your Auto Insurance

This is a 6 hour course presented by April Johnson of THE SHULTS AGENCY. The course is sponsored by Empire Safety Council and is NYS DMV Approved. NYS Law allows drivers to SAVE 10% off the LIABILITY, PIP, and COLLISION portion of their insurance for 3 years.

Along with dozens of other national, regional and local carriers