Click to Call
Shults Insurance Agency

3 Canal St
Fort Plain, NY 13339

Get Directions

Recreational Vehicle Insurance in New York

At Shults Insurance Agency, we are boating enthusiasts, and motorcycle owners, just like you.  We understand that part of enjoying your recreational vehicle is keeping you, your passengers, and your investment protected.

Coverage for Motorcycles

As with any other state, New York requires a minimum amount of insurance to be carried by motorcyclists.  In addition, the state of New York requires that an operator must carry an endorsement on their driver's license that specifies that they have passed the state mandated written exam and road course test. You can also keep rates low by:

  • Maintaining a clean driving record that contains no tickets, warnings, or accidents.
  • Taking a yearly safe driving class can also help to reduce insurance premiums.

Call us today to find out about our motorcycle insurance policies and how they can be combined with other types of insurance for complete coverage of your home, auto, and toys.

Stay Safe on the Water

The right boat insurance policy can make your time on the water relaxed and worry-free! We will find you comprehensive protection that protects you, your friends and family, your watercraft, and your boating equipment. The average boat costs less than a dollar a day to insure. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety of your passengers, or your investment.

Insuring Your Off Road Toys

Several factors can affect the cost of insuring a specialty vehicle. So what can you do to keep your rates low?

Be safe. If you have violations on your driving record or claims on your insurance policy, your rates will likely be higher.

Choose your vehicle carefully. Some models of ATVs, snowmobiles, dirt bikes or other off-road vehicles are considered more aggressive machines, and typically cost more to insure.

Own More Than One. With many carriers you can receive a discount if you insure more than one specialty vehicle on your policy.

Talk to us today to find out how to get the best price and value on the recreational vehicle insurance that's right for you.

Request a Quote



Servicing these States

Our Partners
  • Allstate
  • Countryway
  • Eastern
  • Erie & Niagara
  • Fingerlakes Fire & Casualty
  • Foremost
  • Leatherstocking Cooperative
  • Mercury
  • Michigan Millers
  • National General
  • Progressive
  • Safeco
  • Travelers
  • Vermont Mutual