Protects your assets against attachment as a result of a court award.
Provides for cost of defense when you are sued.
Allows you to purchase such high value items as a car or a home by insuring the collateral on behalf of the financial institution that lent you the money.
Provides financial security for your family in the event of your death.
Provides for the health care of you and your family through systematic payments.
Allows you to save for retirement while deferring interest payments to a time when your income is lower, thus reducing your tax payments.
Allows you to remain financially solvent when you’re ill and can’t work.
What factors affect the insurance premiums I pay?
Claims activity including such costs as medical care, auto body repair, construction, legal defense, jury awards, claims adjustment, and insurance fraud.
Overhead including rent, utilities, employee salaries and benefits, office supplies, equipment, and furniture.
Investment income.
Along with dozens of other national, regional and local carriers