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Shults Insurance Agency

3 Canal St
Fort Plain, NY 13339

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Auto Insurance in New York

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.  Types of coverage include:

Liability is the very minimum, and covers damage to others that you cause in an auto accident. Carrying liability coverage on your vehicle is required by law in New York State.  Few people can get by with liability only, usually only people with old cars of little value.

Collision covers damage to your vehicle.  If you have a loan on your car, the lender will most likely require you to have collision coverage on your vehicle in order to protect their investment.  Even if you own your car outright, protecting your property  with collision is a good idea.

Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage, and fire are also events usually covered by comprehensive car insurance.

We represent several A rated companies, and we can provide you with a car insurance quote to meet your needs.  Call us today to speak with an agent.


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Servicing these States

Our Partners
  • Allstate
  • Countryway
  • Eastern
  • Erie & Niagara
  • Fingerlakes Fire & Casualty
  • Foremost
  • Leatherstocking Cooperative
  • Mercury
  • Michigan Millers
  • National General
  • Progressive
  • Safeco
  • Travelers
  • Vermont Mutual