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Shults Insurance Agency

3 Canal St
Fort Plain, NY 13339

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Restaurant Insurance in New York

The restaurant industry faces unique risks.  We can offer a comprehensive insurance package to protect your patrons, reputation, and business.  Some examples include:

Property: Fires, floods, and other mishaps can commonly occur in a busy kitchen. Commercial property coverage for your building, equipment, and personal property can minimize the risk to these vital parts of your business.

General Liability: There is a variety of potential danger in a restaurant: hot food and drinks that could cause burns, and spills that are potential fall hazards, are just a few examples. General liability can address costs related to bodily injury, medical expenses, and on-site incidents.

Excess Liability: In the event of a catastrophic loss, costs could potentially exceed what your primary insurance can cover. The extra protection provided by excess liability coverage can offer you the peace of mind to deal with the unexpected.

Liquor Liability: Offering coverage for damages and other expenses resulting from an alcohol related incident.


The right policy can protect you from the unexpected, so you can concentrate on growing your business.  Contact our agents today for a free quote. 

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Servicing these States

Our Partners
  • Allstate
  • Countryway
  • Eastern
  • Erie & Niagara
  • Fingerlakes Fire & Casualty
  • Foremost
  • Leatherstocking Cooperative
  • Mercury
  • Michigan Millers
  • National General
  • Progressive
  • Safeco
  • Travelers
  • Vermont Mutual