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Recreational Toy Insurance

No matter what type of recreational toy you have, we can provide the insurance you want and the protection you deserve with specialized coverages.

Whether You Have a Snowmobile, Jet Ski, or Golf Cart, You Can Get the Insurance You Want and the Protection You Deserve with Specialized Coverages:

You may be eligible for money-saving discounts when you insure multiple vehicles or if you’ve successfully completed a rider safety course.

The Road Less Traveled

The Road Less Traveled

Whatever your interest, be it cruising on your motorcycle or exploring the road less traveled on your ATV, Shults Insurance offers advanced coverage options to meet the insurance needs of the adventurer in everyone.

Whether you are an experienced outdoor enthusiast or just starting out, we have a policy to fit your needs – from RVs and boats to motorcycles, Shults Insurance can help protect you and your vehicle. Our insurance options provide you with the same service and rich features you can expect – from comprehensive and collision coverage to personal injury protection and towing costs.

We offer insurance policies for a variety of powersports vehicles, such as:

  • Boats
  • Motorcycles
  • Motorhomes
  • ATVs
  • Snowmobiles
  • Scooters

What coverage is available?



Medical Payments

Coverage that pays medical expenses for you and/or your passengers if injured in an accident.






Liability Coverage

Coverage for the financial responsibility if you or a family member are at fault in an accident that results in bodily injury or property damage.


Uninsured Motorist Protection

Helps you to pay for your injuries or damages to your "toys" caused by a driver that does not have insurance coverage.


Underinsured Motorist Protection

Protection in the event that you are involved in an accident with someone that does not have sufficient insurance of their own.


Accessories and Custom Parts/Equipment

Coverage for enhancements and upgrades that have been made to your recreational toys.

Why Powersports Vehicle Insurance?

Why Powersports Vehicle Insurance?

Owning a powersports vehicle can be a dream come true. It gives you the freedom to travel and the capability to explore new places, but with freedom comes responsibility. Should an accident happen – such as property damage, vandalism, or bodily injury as a result of a crash – it is reassuring to know that your investment is protected.

With Powersports Insurance from Shuts Insurance, you can continue living the dream with confidence, knowing that you, your vehicle, and your passengers are protected. Contact one of our representatives today to find a package that works best for you.

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